Find Your Home In Reno

Protect Your Assets

Knowledge is power. The more you know about your rights as a home buyer or seller, the better prepared you will be to protect yourself from potential scams.

• Check your credit report once a year for accuracy and completeness. Any inaccuracies on the report can prevent you from obtaining a mortgage, refinancing or a home equity loan.

• Use the Internet wisely. More homeowners are using the Internet to shop for homes, products and services, including those of real estate agents, home inspections and mortgage lenders. Be sure you are dealing with a reputable organization before sharing your personal and financial information with them over the Web.

• Educate yourself about mortgages and mortgage fraud. Many products are available, but they may not be right for you. Learn about different financing options and be aware of predatory lending practices.

• Know your home’s value. A comparative market analysis with local sales and market information can help you and your agent determine the best price at which to list your home.

• Protect yourself and your valuables. If you are selling your home, don’t allow anyone inside unescorted. A serious buyer will be working with a real estate professional or should contact your agent to schedule an appointment. Also, lock valuables away before showing your home.

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All Contents © Copyright 2006, Barb Tuttle and Bill Nock